/* HERO */
.heroMutuo { background: linear-gradient(155deg, var(--deep) 0%, #0e2233 100%); padding: 44px 32px 40px; border-bottom: 3px solid var(--gold); position: relative; overflow: hidden; }
.heroMutuo::before { content: ''; position: absolute; inset: 0; pointer-events: none; background: repeating-linear-gradient(0deg, transparent, transparent 39px, rgba(255,255,255,.015) 40px), repeating-linear-gradient(90deg, transparent, transparent 79px, rgba(255,255,255,.01) 80px); }
.heroMutuo-inner   { max-width: 1100px; margin: 0 auto; position: relative; display: flex; gap: 40px; align-items: flex-start; }
.heroMutuo-eyebrow { font-family: var(--mono); font-size: .62rem; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); font-weight: 600; margin-bottom: 12px; }
.heroMutuo-hed     { font-family: var(--serif); font-size: clamp(1.5rem, 3.5vw, 2.3rem); font-weight: 400; font-style: italic; color: #fff; line-height: 1.2; margin-bottom: 12px; }
.heroMutuo-hed strong { font-style: normal; font-weight: 700; color: var(--gold-lt); }
.heroMutuo-sub     { font-size: .9rem; color: rgba(255,255,255,.75); line-height: 1.75; max-width: 540px; font-weight: 500; }
.heroMutuo-kpis    { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.1); flex-shrink: 0; width: 240px; }
.heroMutuo-kpi     { padding: 14px 12px; background: rgba(0,0,0,.3); }
.hmk-lbl { font-family: var(--mono); font-size: .55rem; letter-spacing: .12em; text-transform: uppercase; color: rgba(255,255,255,.45); margin-bottom: 5px; font-weight: 500; }
.hmk-val { font-family: var(--mono); font-size: 1.2rem; font-weight: 700; color: #fff; line-height: 1; }
.hmk-sub { font-family: var(--mono); font-size: .55rem; color: rgba(255,255,255,.35); margin-top: 3px; }

/* LAYOUT */
.calcMutuo-layout { max-width: 1100px; margin: 0 auto; padding: 28px 32px 80px; display: grid; grid-template-columns: minmax(320px, 380px) 1fr; gap: 24px; align-items: start; }
.formMutuo-wrap   { position: sticky; top: 24px; display: flex; flex-direction: column; gap: 12px; }

/* BOTTONE */
.btn-calcMutuo { width: 100%; padding: 16px; background: #0e2233; color: #fff; border: none; font-family: var(--sans); font-size: .85rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; cursor: pointer; transition: background .15s; display: flex; align-items: center; justify-content: center; gap: 10px; border-top: 3px solid var(--gold); }
.btn-calcMutuo:hover { background: var(--forest); }

/* KPI */
.mutuoKpis { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; background: var(--rule); border: 1px solid var(--rule); margin-bottom: 2px; }
.mutuoKpi  { background: var(--white); padding: 14px 16px; }
.mutuoKpi.accent { border-top: 3px solid var(--gold); }
.mutuoKpi.forest { border-top: 3px solid var(--forest); }
.mutuoKpi.navy   { border-top: 3px solid #0e2233; }
.mutuoKpi-lbl    { font-family: var(--mono); font-size: .55rem; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-light); margin-bottom: 5px; font-weight: 500; }
.mutuoKpi-val    { font-family: var(--mono); font-size: 1.2rem; font-weight: 700; color: var(--ink); line-height: 1; }
.mutuoKpi.accent .mutuoKpi-val { color: var(--amber); font-size: 1.5rem; }
.mutuoKpi.forest .mutuoKpi-val { color: var(--forest); }
.mutuoKpi.navy   .mutuoKpi-val { color: #0e2233; }

/* CONFRONTO DURATE */
.mutuo-conf-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 2px; background: var(--rule); border: 1px solid var(--rule); margin-bottom: 2px; }
.mutuo-conf-item { padding: 14px 12px; text-align: center; background: var(--white); }
.mutuo-conf-anni { font-family: var(--mono); font-size: .62rem; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-light); margin-bottom: 6px; font-weight: 600; }
.mutuo-conf-rata { font-family: var(--mono); font-size: 1.05rem; font-weight: 700; color: var(--ink); line-height: 1; margin-bottom: 5px; }
.mutuo-conf-rata span { font-size: .65rem; color: var(--ink-light); font-weight: 400; }
.mutuo-conf-int  { font-family: var(--mono); font-size: .62rem; color: var(--ink-light); }
.mutuo-conf-int strong { color: var(--red); }

/* PIANO AMMORTAMENTO */
.mutuoPiano { overflow-x: auto; }
.mutuoPiano table { width: 100%; border-collapse: collapse; font-size: .82rem; }
.mutuoPiano th { background: var(--paper); padding: 9px 12px; font-family: var(--mono); font-size: .58rem; letter-spacing: .08em; text-transform: uppercase; color: var(--ink-light); text-align: left; border-bottom: 1px solid var(--rule); }
.mutuoPiano td { padding: 9px 12px; border-bottom: 1px solid var(--rule-lt); }
.mutuoPiano tr:last-child td { border-bottom: none; }
.mutuoPiano tr:hover td { background: var(--paper); }

/* DISCLAIMER */
.disclaimerMutuo { padding: 14px 18px; background: var(--amber-dim); border-left: 4px solid var(--gold); font-size: .82rem; color: var(--ink-mid); line-height: 1.7; font-weight: 500; margin-bottom: 2px; }

/* RESPONSIVE */
@media(max-width: 1024px) {
    .calcMutuo-layout { grid-template-columns: 1fr; padding: 20px 16px 60px; }
    .formMutuo-wrap   { position: static; }
    .heroMutuo-kpis   { display: none; }
    .mutuoKpis        { grid-template-columns: 1fr 1fr; }
    .mutuo-conf-grid  { grid-template-columns: repeat(3, 1fr); }
}
@media(max-width: 600px) {
    .heroMutuo       { padding: 28px 16px; }
    .mutuoKpis       { grid-template-columns: 1fr 1fr; }
    .mutuo-conf-grid { grid-template-columns: 1fr 1fr; }
}