.heroNaspi{background:linear-gradient(155deg,var(--deep) 0%,#1f1a00 100%);padding:44px 32px 40px;border-bottom:3px solid var(--gold);position:relative;overflow:hidden}
.heroNaspi::before{content:'';position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(135deg,transparent,transparent 59px,rgba(255,255,255,.01) 60px)}
.heroNaspi-inner{max-width:1100px;margin:0 auto;position:relative;display:flex;gap:40px;align-items:flex-start}
.heroNaspi-eyebrow{font-family:var(--mono);font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:12px}
.heroNaspi-hed{font-family:var(--serif);font-size:clamp(1.5rem,3.5vw,2.3rem);font-weight:400;font-style:italic;color:#fff;line-height:1.2;margin-bottom:12px}
.heroNaspi-hed strong{font-style:normal;font-weight:700;color:var(--gold-lt)}
.heroNaspi-sub{font-size:.9rem;color:rgba(255,255,255,.75);line-height:1.75;max-width:540px;font-weight:500}
.heroNaspi-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.1);flex-shrink:0;width:240px}
.heroNaspi-kpi{padding:14px 12px;background:rgba(0,0,0,.3)}
.hnk-lbl{font-family:var(--mono);font-size:.55rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:5px;font-weight:500}
.hnk-val{font-family:var(--mono);font-size:1.2rem;font-weight:700;color:#fff;line-height:1}
.hnk-sub{font-family:var(--mono);font-size:.55rem;color:rgba(255,255,255,.35);margin-top:3px}

.calcNaspi-layout{max-width:1100px;margin:0 auto;padding:28px 32px 80px;display:grid;grid-template-columns:minmax(320px,380px) 1fr;gap:24px;align-items:start}
.formNaspi-wrap{position:sticky;top:24px;display:flex;flex-direction:column;gap:12px}

.btn-calcNaspi{width:100%;padding:16px;background:#1f1a00;color:#fff;border:none;font-family:var(--sans);font-size:.85rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;cursor:pointer;transition:background .15s;display:flex;align-items:center;justify-content:center;gap:10px;border-top:3px solid var(--gold)}
.btn-calcNaspi:hover{background:var(--forest)}

.naspiKpis{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--rule);border:1px solid var(--rule);margin-bottom:2px}
.naspiKpi{background:var(--white);padding:14px 16px}
.naspiKpi.accent{border-top:3px solid var(--gold)}
.naspiKpi.forest{border-top:3px solid var(--forest)}
.naspiKpi.red{border-top:3px solid var(--red)}
.naspiKpi-lbl{font-family:var(--mono);font-size:.55rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-light);margin-bottom:5px;font-weight:500}
.naspiKpi-val{font-family:var(--mono);font-size:1.2rem;font-weight:700;color:var(--ink);line-height:1}
.naspiKpi.accent .naspiKpi-val{color:var(--amber);font-size:1.5rem}
.naspiKpi.forest .naspiKpi-val{color:var(--forest)}

.naspi-avviso{display:none;padding:14px 18px;background:#fff3cd;border-left:4px solid #e6a800;font-size:.82rem;color:#7a4f0c;line-height:1.7;font-weight:500;margin-bottom:2px}
.disclaimerNaspi{padding:14px 18px;background:var(--amber-dim);border-left:4px solid var(--gold);font-size:.82rem;color:var(--ink-mid);line-height:1.7;font-weight:500;margin-bottom:2px}

.naspiPiano table{width:100%;border-collapse:collapse;font-size:.82rem}
.naspiPiano th{background:var(--paper);padding:9px 12px;font-family:var(--mono);font-size:.58rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-light);text-align:left;border-bottom:1px solid var(--rule)}
.naspiPiano td{padding:9px 12px;border-bottom:1px solid var(--rule-lt)}
.naspiPiano tr:hover td{background:var(--paper)}

@media(max-width:1024px){.calcNaspi-layout{grid-template-columns:1fr;padding:20px 16px 60px}.formNaspi-wrap{position:static}.heroNaspi-kpis{display:none}.naspiKpis{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.heroNaspi{padding:28px 16px}.naspiKpis{grid-template-columns:1fr 1fr}}